1. Shanghai supports the national provident fund loan in different places, that is to say, you can use the Shanghai provident fund in any city except Shanghai, but the local provident fund management center needs to accept the application for the loan in different places. If the local government does not accept it, you can't use the provident fund loan.

2, provident fund loans in different places

Detailed rules used:

As long as it meets the conditions for purchasing houses in this city, and the local authorities agree to use the off-site provident fund loans, and issue a deposit certificate at the Shanghai Provident Fund Management Center, you can use the Shanghai Provident Fund for off-site housing loans.

Restrictions:

The loan amount is subject to the restrictions of the city where you buy the property. Please consult your local provident fund management center for details.

How to apply:

First, ask the provident fund management center where you buy a house if you agree to the provident fund loan in different places. If yes, go to Shanghai Provident Fund Management Center to issue a deposit certificate, and then submit it to the urban provident fund management center where you want to buy a house for approval.

Local differences:

If the provident fund management center in the city where you buy a house doesn't agree to a loan from another place, you don't have to feel sorry. You can also withdraw the Shanghai provident fund to repay the loan within six months after the real estate license comes down.

This kind of thing is extremely beneficial to the second, third and fourth tier cities, and there is no need to worry about whether the local provident fund office will approve it. After all, promoting local economic development is a good thing.

Only applicable to buying a house:

From 20 15, 12, 1, Shanghai Provident Fund can make off-site loans, and the off-site loans here are limited to the purchase of real estate.

Legal basis:

Measures of Shanghai Municipality on the Administration of Individual Housing Provident Fund Loans in Different Places Article 5 Employees who have paid in other provinces and cities to buy the first set of housing or the second set of improved housing in this city can apply for provident fund loans in this city if they meet the conditions of other provident fund loans in this city:

(a) paid in the name of the employee's family, there is no record of provident fund loans in the country and there is no housing in this city, which is regarded as the purchase of the first set of housing;

(2) Deposited in the name of the employee's family, with a record of provident fund loans in the whole country or 1 house in this city, and identified as the second improved house.

In order to buy a second improved house.

Give key support to employees with household registration in other provinces and cities in this Municipality who apply for provident fund loans.