1. handling fee: commercial loans need to pay a certain handling fee, which is between 3% and 5% of the loan amount according to different lending institutions and regions.

2. Interest: The interest rate of commercial loans is between 5%- 10%, depending on the lending institution, loan type, loan amount, repayment method and other factors.

3. Other expenses: In addition to handling fees and interest, commercial loans may also involve other expenses, such as appraisal fees, insurance fees and mortgage registration fees. , determined by the lending institution according to the specific circumstances.