The specific process is as follows: after the borrower successfully applies for the student-origin credit student loan, the system automatically generates a loan acceptance certificate (with verification code); County (city, district) student financial assistance management center prints the "loan acceptance certificate" and seals it, and submits it to the borrowing students for reporting to colleges and universities; According to the loan acceptance certificate, the student financial assistance center inputs and confirms the verification code and the outstanding amount in the system; County (city, district) student financial assistance management center confirms in the system that the electronic contract receipt takes effect.
About the experience of national student loans: /group/topic-5529.shtml You can look at some precautions ~
Second, can college student loans only borrow tuition and accommodation fees?
Student loans mainly solve the problems of tuition and accommodation, excluding books.
Main contents of financial aid policy system for students from poor families in colleges and universities;
After the promulgation and implementation of the State Council's Opinions on Establishing and Perfecting the Financial Aid Policy System for Students from Poor Families in Institutions of Higher Learning, Higher Vocational Schools and Secondary Vocational Schools (Guo Fa 13) and its supporting measures, the state has established various forms of financial aid policy systems for students from poor families in institutions of higher learning in the stage of higher education, such as national scholarships, national inspirational scholarships, national grants, free education for normal students, national student loans, work-study programs and tuition remission.
When students from poor families are admitted to universities, they can first report on time through the "green channel". After entering the school, the school verifies the family's financial situation and then adopts different ways to support it.
Among them, the problem of living expenses is mainly solved by state grants, supplemented by work-study programs; To solve the problem of tuition and accommodation, the national student loan is the main one, supplemented by the national inspirational scholarship. In addition, the state actively guides and encourages social organizations, enterprises and individuals to set up scholarships and grants for institutions of higher learning to help students from poor families enter and complete their studies smoothly.
1, national student loan funding standard
Full-time college students (including second bachelor's degree and higher vocational students, the same below) apply for a loan amount of no more than 8,000 yuan per person per year; If the sum of tuition and accommodation fees is less than 8,000 yuan per year, the loan amount can be determined according to the sum of tuition and accommodation fees.
Full-time graduate students each apply for a loan amount of no more than 12000 yuan per year; If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.
2, the proportion of national student loans.
The national average subsidy ratio of full-time college students' national student loans should be equivalent to that of that year, and the subsidy ratio of all regions and universities should be equivalent to that of their own regions and universities.
The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties.
Full-time college students are not allowed to apply for national student loans and student-origin credit student loans repeatedly in the same academic year, and they can only choose to apply for one of them. In principle, full-time graduate students apply for national student loans on campus.
Refer to the above content-Baidu Encyclopedia Student Loan
Third, the process of applying for college students' loans by the Education Bureau
Student-origin student loan is a student loan provided by China Development Bank for poor college students. As long as you have obtained a nationally recognized college admission notice and meet the requirements of the state for poor families, you can apply for the exam.
1. Apply for a loan. Eligible students log on to the "Student Online Service System", find the "Loan Application Form", click "Add", fill in the information, and then export and print the "National Development Bank Student Loan Application Form".
2. Qualification examination. If it is the first time to apply for a loan, you need to hold the application form to any unit of high school, village (neighborhood) Committee and township (street) civil affairs department for qualification review and build official seal. If it is a loan renewal, there is no need to review it. You can go directly to the county-level funding center for loan renewal procedures.
3. Sign a loan contract. After the seal, the student and * * * together with the borrower go through the loan formalities at the county-level rescue center.
This answer is provided by Fuguihua, I hope it will help you. Youyouhua, as the credit brand of Xiaoman Finance (formerly Baidu Finance), provides users with convenient, fast and safe Internet credit services with a maximum loanable amount of 200,000 yuan.