How to handle the process of car loan
1. Apply for a car loan in a bank or car loan institution, fill in the corresponding application form, and submit relevant materials as required, such as ID card, household registration book, income certificate, etc.
2. After approval, a loan contract and a guarantee contract can be signed, and relevant notarization and mortgage registration procedures can be handled when necessary;
3. The bank agrees to issue the loan and transfer the money to the dealer or individual account in the way agreed in the contract.
After completing the above steps, it means that the user has completed the handling of the car loan, and then the lender needs to repay the car loan every month according to the regulations. After the car loan is paid off, he can get the bank's settlement certificate and mortgage certificate, and finally he can go to the vehicle management office to settle down with the corresponding information.
Knowledge expansion: vehicle loan conditions
1. The loan applicant must be at least 18 years old and have full capacity for civil conduct;
2, has signed a car purchase contract, and has the ability to pay the down payment;
3. Have a good credit record and no other overdue information on car loans;
4. Have a stable source of income and be able to repay on time;
5. Have legal identification, and in some places, collateral or property certificate is required;
6. In addition, we need to pay attention to some local regulations on car loans.
The above is my answer, I hope my answer is helpful to you!