Introduction of Taobao Credit Loan Approval Time
In some special cases, the borrower's loan needs to enter the stage of manual approval, which usually takes about 2 working days. Under normal circumstances, the loan credit of users who pass manual approval will be improved.
How long does it take to manually approve credit loans?
Manual audit requires the borrower to wait, because the borrower's loan needs to participate in manual audit, so it takes some time. Generally, there will be staff contact within 3-5 working days after the borrower applies. You can pay attention to the situation of mobile phone, and the auditor will inform you of the audit situation in detail on the phone.
If you haven't contacted the borrower for more than 3 working days, you can click "Online Service" to contact the auditor.
Ways of issuing credit loans
In order to allow users to control the loan funds more freely and facilitate sellers to use the loan funds to operate Taobao stores, when the borrower's loan application is passed, the loan funds will be paid in full to the Alipay account bound to the borrower's store.
Where is the credit loan issued?
The borrower sees the loan application amount on the page, submits the loan application and confirms the payment password of Alipay. It usually takes about 3 minutes to go to the account store to trade Alipay (after the loan is paid to Alipay, interest will be calculated on a daily basis).