1, the adjustment of individual housing provident fund in 2022 will be carried out from July 1 to September 30.

2. The adjusted deposit standard will be implemented from July 22nd to June 23rd. During the period from July 22nd to the month of adjustment, the work unit shall pay the adjusted housing provident fund.

3 for enterprises with housing provident fund subsidy policy, the housing provident fund subsidy deposit standard and housing provident fund deposit standard are adjusted at the same time.

4. Starting from June 65438+1 October1,the Center will raise the deposit standard to the lower limit for employees whose deposit standard has not reached the lower limit according to relevant regulations.

5. When the enterprise adjusts the deposit standard and deposit ratio, it shall notify the employees themselves, accept supervision and safeguard the legitimate rights and interests of the employees.

What is the amount of provident fund loan?

Under normal circumstances, the loanable amount of provident fund loans is comprehensively evaluated according to the maximum amount, down payment ratio, repayment ability and credit status of local provident fund loans, and then the minimum value is determined. Many cities have regulations on the maximum amount of a single provident fund loan, which usually does not exceed 70% of the total house price.

The loan process of provident fund is: the borrower applies for provident fund loan, submits a written application to the bank, fills in the public application form, and the bank accepts and submits it to the provident fund center for approval. After the examination and approval results come out, the bank will be notified and the loan can be issued for the applicant.

Inquire about the amount of provident fund loans?

1. official website Provident Fund Management Department inquired that users can search the Provident Fund Management Center on the search website, find the corresponding official website, and enter their own detailed information to view the amount of provident fund loans.

2. Call the local provident fund hotline. You can directly call the local provident fund hotline to check the amount of provident fund loans online.

3. Inquire about Alipay, open Alipay, enter "provident fund" in the search box, find the provident fund center in your city, log in to your account, and click on the provident fund inquiry to view the details of your own provident fund deposit and withdrawal and the loan amount.

4. WeChat applet query: search for "provident fund query" in the WeChat applet search box, go in and click on the provident fund query to find the provident fund in the convenience service column of the page. After verification, you can see the corresponding provident fund loan information, including the loan contract number.

Click to view: What is the latest adjustment policy for provident fund in 2022?