1. I have a large turnover in the Agricultural Bank of China. I want to get a loan of RMB 100,000, but I don’t have a mortgage. Can I get it?

Without a mortgage, I can’t borrow so much just by running money. I also had a lot of running water, and in the end, it was a friend who introduced me to the loan.

2. Do Agricultural Bank of China loans require a third-party account? ?

1. Guarantee the use of funds

The reason why banks have to transfer funds to third-party accounts and are not allowed to transfer funds directly to the applicant's own card is to ensure the lender's loan The purpose must be clear, and in order to ensure the compliance of the source of funds, it must be ensured that the funds are earmarked for exclusive use.

For example: A applies for a loan on the grounds that the company purchases raw materials, then the collection card must be a collection account provided by a third-party raw material company, and personal accounts are not available.

2. Ensure follow-up

If the bank discovers that the lender has used the funds in inappropriate places after the loan is disbursed, the lending institution can also easily trace the flow of funds. The main purpose is to prevent loans from being misappropriated, prevent illegal use of loans, and prevent funds from flowing into the property market or stock market. Once the bank discovers that the funds are used abnormally, it is likely to call back the loan.

In general, housing loans, operating mortgage loans, etc. are all special loans. The reason why banks lend money to third-party accounts is to monitor the flow of funds, and to reduce the follow-up of loans. risk issues. As for security, third-party accounts are provided by the lender itself, and it is difficult for others to obtain detailed account information.

If the lender is really worried about security issues, you can also find a formal and reliable third-party platform to provide you with a third-party account.

3. I want to get a loan of 100,000, but what should I do if I have no collateral? Can I get a loan from the bank? Or find a loan company?

How to get a loan of RMB 100,000 without mortgage: As long as you have a stable job income and no problem with your credit report, you can apply for banking business. To apply for a bank loan, you need to prepare the following documents: 1. Valid identity document; 2. Proof of permanent residence or valid residence, and proof of fixed residence; 3. Proof of marital status; 4. Bank statements; 5. Proof of income or proof of personal assets; 6. .Credit report; 7. Loan usage plan or statement; 8. Other information required by the bank. The above content is for reference only and does not provide any loan advice. Online loans are risky, so be careful when choosing! I recommend you to use Du Xiaoman Finance (formerly Baidu Finance) for money-to-spend loans. The borrower only needs to provide a second-generation ID card and bank card, and must be between 18 and 55 years old. The approval is very fast, as fast as 30 seconds. The loan Funds can arrive in your account in as little as 3 minutes. You can borrow up to 200,000, and the daily interest rate is as low as 0.02. Du Xiaoman - If you have money to spend (batch in seconds), click to measure the amount online

As a reminder: after the limit is exceeded, try to withdraw the full amount, because risk control is dynamic. Not many people can lend money now. If you have needs, it is recommended to withdraw the full amount. Early settlement and repayment is supported after the first installment. Many people don’t have enough money to spend, so you can try the following two platforms, which are also relatively formal licensed financial institutions! The review is relatively less strict! 360 IOU is a financial subsidiary of 360 Anti-Virus Software, and Fenqile is a subsidiary of Lexin. They are both large companies. 360 IOU can borrow up to 200,000! Click to measure the amount online

You can borrow up to 50,000 in installment loan! Click to measure the amount online

4. My turnover in the Agricultural Bank of China is quite large. I want to get a loan of RMB 100,000, but I don’t have a mortgage. Can I get a loan?

The interest rate here is low