Generally, one person applies for a housing provident fund loan with a maximum loan amount of 500,000, and two or more people apply for a housing provident fund loan with a maximum loan amount of 800,000.

Most cities have stipulated the maximum amount of a single housing provident fund loan. For example, the maximum amount of a single housing provident fund loan in Chengdu is 400,000 yuan; The maximum amount of personal housing provident fund loans in Guangzhou is 500,000 yuan, and the maximum amount of housing provident fund loans in Beijing is 800,000 yuan. If the rating is 3A, it can reach 800,000 * (1+30%) = 1.04 million.

Information on handling housing provident fund loans:

(1) Employee's and spouse's ID card, original household registration book, original marriage certificate or marital status certificate, and housing provident fund card.

(2) The original sales contract (the purchase of second-hand houses must also provide the house ownership certificate, state-owned land use certificate, People's Republic of China (PRC) and deed tax payment certificate).

(3) The down payment certificate issued by the selling unit.

(4) The letter of commitment signed by the borrower and the letter of commitment that the loan bank can inquire and print the personal credit report through the credit information system of the People's Bank of China.