How to check whether you have borrowed money from other platforms;
First, ask directly.
Inquire about personal credit information
All loan transactions are recorded in personal credit information, whether in normal use or account cancellation status, including card issuer name, account opening date, account cancellation date, credit line, used line, current balance, overdue situation and so on.
Second, indirect inquiry.
1, read SMS reminder
Generally, platforms that borrow money will have various text messages such as loan success, quota use and repayment date reminder. If you don't clean it up, you will know which platform you borrowed money from.
2. Check the bank card transaction process.
There should be only a few commonly used bank cards. Log in to mobile banking, check the transaction flow records in recent five years, and see if there is a certain payment with a fixed term. The payee is likely to be a platform for his own loan.
3, check the relevant authorization
For example, Alipay, as a third-party payment platform, has many cooperative lending institutions. If you have applied through Alipay in your mind, you might as well go to Alipay Security Center to see more about account authorization management and whether there is an authorized loan platform in the service.