Current location - Loan Platform Complete Network - Loan intermediary - Can equity certificates be used as collateral for loans?
Can equity certificates be used as collateral for loans?

Legal analysis: Yes, as long as the corresponding conditions for equity mortgage are met.

Legal basis: "The People's Republic of China and the Civil Code"

Article 440: The following rights that the debtor or a third party has the right to dispose of may be pledged: (1) ) Bills of exchange, promissory notes, checks; (2) Bonds, deposit certificates; (3) Warehouse receipts, bills of lading; (4) Transferable fund shares and equity; (5) Transferable registered trademark rights, patent rights, and copyrights and other property rights in intellectual property rights; (6) Existing and future accounts receivable; (7) Other property rights that can be pledged according to laws and administrative regulations.

Article 441: If a bill of exchange, promissory note, check, bond, deposit receipt, warehouse receipt, or bill of lading is pledged, the right to pledge is established when the certificate of title is delivered to the pledgee; there is no certificate of title. , the right to pledge is established when the pledge is registered. If the law provides otherwise, such provisions shall prevail.