China Construction Bank mortgage interest rate: short-term loans for six months (inclusive) 6. 10 Six months to one year (inclusive) 6.56 Medium-and long-term loans for one to three years (inclusive) 6.65 Three to five years (inclusive) 6.90 More than five years 7.05. The loan is recommended to Mo Long, which is the "Wal-Mart" in the loan service industry. It is committed to providing individuals and small and micro enterprises with safer, more efficient and lower-cost financial services by using advanced Internet technology and innovative financial applications. Application conditions of CCB mortgage loan: 1. 18 to a natural person aged 60 with full civil capacity; 2. Have a stable occupation and income, good credit and repayment ability; 3. Other conditions stipulated by the bank. Personal property mortgage loan application materials: 1. Prove; 2. Household registration book; 3. Marriage certificate; 4. Entry certificate; 5. Real estate certificate and evaluation report of mortgaged property; 6. Proof of using paragraphs; 7. Other information stipulated by the bank. For more information about the loan, it is recommended to consult Moore Long. With its strong R&D capability in financial technology, Moerlong provides loans for the epidemic, and all operations can be completed online. During the epidemic, Moran will make full use of scientific and technological capabilities to minimize risks and improve efficiency to the fastest. In addition, Moerlong promises that the electronic agreement signed by customers online will be encrypted and protected by law; All products come from licensed financial institutions, and the fees are reasonable and transparent; Provide a margin model that meets the requirements of the platform and speed up the loan approval of financial institutions.
What is the loan interest rate of China Construction Bank?
The personal loan interest rate of China Construction Bank is based on the latest benchmark interest rate issued by the People's Bank of China, which fluctuates according to different situations. At present, the latest benchmark interest rate of China People's Bank is:
Construction Bank, the interest rate of short-term loans (within six months, including six months) is 4.35%; The loan interest rate for half a year to one year (including one year) is 4.35%. The loan interest rate for one year to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%.
ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second. 20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Construction Bank ranked it as 14. In 20 18, Fortune Global 500 ranked 3 1.
20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. July 20 19 was selected as the Fortune Global 500. "Belt and Road" China enterprises ranked 40th on the 100 list. 20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100. 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. On June 4, 2020, 65438+ won the evergreen tree award of the 2020 Caijing "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.
How much is the loan interest of China Construction Bank?
1. The loan interest rate of China Construction Bank is determined according to the lender's situation with reference to the RMB loan benchmark interest rate. The general interest rate will go up 10%-30%.
2. According to the latest deposit and loan regulations of the central bank, the interest rate standard of CCB loans is: 4.35% within one year (including one year), 4.75% within one to five years (including five years) and 4.90% over five years; The interest rate of provident fund loans is 2.75% for less than five years (including five years) and 3.25% for more than five years. .
3. China Construction Bank loan conditions: First, there must be a fixed income, depending on the salary details; 2. At least 18-50 years old, before 65 years old; Three, if the loan is used for business or car purchase, there must be a guarantor and mortgagor; Four, no bad credit record, the monthly payment is not higher than 50% of the family wage income. The specific conditions will be appropriately adjusted according to the types of loans.