After paying off all the loan principal and interest, you can go to the lending institution to handle the house ownership certificate and the loan settlement certificate. Cancel the mortgage in the real estate trading center of the district or county where the real estate is located; When handling the mortgage cancellation business, you need to fill in the mortgage cancellation application form, provide the loan settlement certificate provided by the lending institution to the borrower, and the house ownership certificate, house ownership certificate or mortgage certificate that I need to provide, and go to the real estate bureau to handle the mortgage cancellation procedures. It is stipulated to be completed within 10 days. The Measures for Housing Registration stipulates that from the date of accepting the application for registration, the housing registration agency shall record the application for registration in the housing register or make a decision not to register: the first case of housing ownership registration within the scope of state-owned land takes 30 working days, and the housing ownership registration within the scope of collective land takes 60 working days; Second mortgage and easement registration, 10 working days; Third announcement registration and correction registration, 10 working days; The fourth objection registration, 1 working day. The announcement time shall not be counted within the time limit specified in the preceding paragraph. If it is necessary to extend the registration period for special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the longest period shall not exceed twice the original period. Where laws and regulations provide otherwise for the registration period, such provisions shall prevail. Legal basis: Article 23 of the Measures for Housing Registration: From the date of accepting the application for registration, the housing registration agency shall record the application for registration in the housing register or make a decision not to register: (1) The housing ownership on state-owned land shall be registered for 30 working days, and the housing ownership on collective land shall be registered for 60 working days; (2) Registration of mortgage and easement, 10 working day; (3) Advance notice registration and correction registration, 10 working days; (4) Objection registration, 1 working day. The announcement time shall not be counted within the time limit specified in the preceding paragraph. If it is necessary to extend the registration period for special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the longest period shall not exceed twice the original period. Where laws and regulations provide otherwise for the registration period, such provisions shall prevail.