Auto loans from Ping An Bank, Agricultural Bank, China Bank and China Construction Bank. The advantage of car loan is that it is difficult to approve. Among many banks, Ping An Bank has a relatively low threshold for car loan application. Under normal circumstances, after the user applies for a car loan, it will be approved in about one month. Moreover, the car loan business has a good reputation and a very wide coverage. At present, many banks have credit card auto loans, but the credit card auto loans of Agricultural Bank have the discount of buying cars by installments with zero interest, and according to the handling fee, the handling fee of credit card auto loans is also relatively low, which requires higher qualifications for borrowers, but the handling fee and installment fee rank lower among all banks. Moreover, the amount of car loans ranks higher among all banks. If the borrower has excellent qualifications and low debt ratio, he can try to apply for a car loan from China Bank.