1. Age requirement: 23-55 years old, with full capacity for civil conduct.

2, the monthly income of more than 3000 yuan, can bear the monthly principal and interest repayment.

3. Living/working in the application place for more than 6 months.

4. Have a good credit record (credit card, mortgage, car loan and other repayment conditions are good, and there is no overdue bad record).

5. Application materials: personal identity card (if married, spouse identity information should also be provided), mobile phone number, bank card information, stable income/mortgage qualification/car owner qualification/life insurance qualification.

Second, what are the conditions for Ping An Smart Loan?

Handling Ping An Smart Loan requires the following conditions:

1, aged between 22 and 55;

2. Hold a valid second-generation ID card;

3. Have a stable and legal job and income and have the ability to repay;

4. Good credit information and no bad credit record;

5. The applicant is an affiliated institution of Ping An Bank or an employee of Ping An Bank;

6. There are branches of Ping An Bank in the city.

Ping An Smart Loan is a pure online application, unsecured and unsecured credit loan, and the loan amount can only be used for consumption.

Broaden the scope of knowledge:

Ping An Loan Repayment Method:

The repayment period of Ping An loan products is 12, 24 and 36 months, mainly based on the credit score and liabilities of the loan applicant.

The monthly repayment method of equal principal and interest is to add up the total principal and interest of the loan and then distribute it evenly to each month of the repayment period. The monthly repayment amount is fixed, but the proportion of principal in the monthly repayment amount increases month by month, and the proportion of interest decreases month by month.

3. What are the conditions for personal consumption loan of Ping An?

Customers must provide valid identity documents and household registration certificates, marital status certificates and personal income certificates; Relevant materials or documents (sales contracts, agreements or other valid documents) to confirm consumption behavior; Personal consumption loan application form (available at the sales outlets of the applicant bank); Other materials required by the bank. /Hui You /xinyidaiwm.shtml

4. What are the conditions for Ping An Consumer Loan? These are the basic thresholds!

Ping An Bank's personal loan products have always been "well-known" because of their high quota and fast payment. I believe many users have heard of them. So what are the conditions for a safe consumer loan? Briefly, I hope it will help everyone.

1. What are the requirements for Ping An Consumer Loan? 1. Age requirement: 23-55 years old, with full capacity for civil conduct. 2, the monthly income of more than 3000 yuan, can bear the monthly principal and interest repayment. 3. Living/working in the application place for more than 6 months. 4. Have a good credit record (credit card, mortgage, car loan, etc. The repayment is in good condition and there is no bad overdue record) 5. Application materials: personal identity card (if married, spouse identity information should also be provided), mobile phone number, bank card information, stable income/mortgage qualification/car owner qualification/life insurance qualification. Second, what are the characteristics of Ping An Consumer Loan? 1, high quota: the approval quota is between 200,000 and 500,000, and qualified users can get up to 500,000. 2. Long-term: The loan term of Ping An Consumer Loan is between 12-36 months, and users can choose the loan term according to their needs. 3. Fast lending speed: you can lend money in about 3 days on average. 4. Repayment: Normal repayment is withheld by the bank, but no handling fee is charged for early repayment. The above is the answer about "what conditions are needed for safe consumption loans". Generally speaking, as long as users have good credit status and strong repayment ability, there are still many Ping An consumer loan products to choose from. You can see which product you meet before applying.