The conditions for applying for a car loan in Ping An Bank are:

1.22-55 China citizens with full capacity for civil conduct need a second-generation ID card;

2. Personal monthly income is more than 3,000 yuan (the specific income conditions are subject to the provisions of local bank outlets);

3. Have a stable job in the area where the loan is applied, and have worked continuously in the current unit for more than 3 months, with good personal credit;

4. The area where the applicant is located supports the application for auto loan from Ping An Bank.

2. Can Ping An Bank mortgage the car? What are the requirements?

Handling the automobile mortgage process:

1, the customer provides the materials of the vehicle to be mortgaged;

2. The appraiser of the borrower evaluates the vehicle to be mortgaged;

3. The borrower and the lender negotiate the value of the mortgaged vehicle;

4. The borrower and the lender sign a vehicle mortgage contract and notarize it at the same time;

5. The borrower and the lender shall go through the mortgage registration and relevant documents at the vehicle management office;

6. The lender drives the vehicle to the parking lot designated by the borrower, gives all the car keys to the company for safekeeping, and the borrower issues a receipt list and pays the mortgage amount at the same time;

7. After the mortgage expires, the lender and the borrower go through the repayment and mortgage cancellation procedures, repay all the loans, and cooperate with the borrower's vehicle management office to go through the mortgage registration cancellation procedures and get the car keys;

8. After the loan expires, the mortgage shall be released.

3. What is the general interest of Ping An Bank's automobile mortgage of 6,543,800+0.5 million?

Conditions for applying for a loan:

1, a citizen of China who has a fixed residence in China and a fixed residence in a local town and has full capacity for civil conduct, 18-65 years old;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;

5. Other conditions stipulated by the bank.

4. What are the procedures for Ping An Bank to purchase a car by loan?

Review of loan car purchase procedures 1. In the pre-loan investigation, the loan applicant carefully fills in the Pre-loan Pre-examination Form and submits it to the bank for preliminary examination. 2. The bank initially completed the loan qualification examination of the applicant through the "Pre-loan Pre-examination Form". For applicants who meet the bank loan standards, the bank informs the loan applicants to prepare personal loan application materials. /Hui You /xinyidaiwmcar.shtml