; ? Users who have handled car loans should have a certain understanding of the "car loan mortgage fee". The mortgage fee of car loan is generally paid when the car loan is not paid off, and is generally paid together with the travel tax, guarantee fee, household fee and other expenses. A friend asked, what is the handling fee for car loan and mortgage? How much is the handling fee for car loan and mortgage?

What does the car loan and mortgage fee mean?

When financial institutions other than banks borrow money to buy a car, they usually ask the lender to pay some necessary expenses together when paying the down payment, such as insurance premium, vehicle purchase tax, vehicle and vessel tax, guarantee fee, household registration fee, mortgage registration fee and so on.

The mortgage fee of car loan is also one of the fees that must be paid, because the ownership of the car belongs to the lending institution before the lender pays off the car loan, so the lending institution will go to the vehicle management department to handle the ownership change of the car, which is the Green Paper. The mortgage fee is the fee to be paid by the lender.

How much is the handling fee for car loan and mortgage?

Judging from the market situation, the general car loan mortgage price is around several hundred yuan. If the price of the car model purchased by the lender is relatively high and the loan amount is relatively large, the mortgage fee of the car loan may be higher, and the mortgage fee will also change according to the different loan types.

When handling a car loan, the lender needs to pay not only the car loan mortgage fee, but also the licensing fee, performance fee, notarization mortgage fee, credit investigation fee and other fees, which add up to a lot of expenses. Suppose the lender borrows 60 thousand yuan, and the handling fee may add up to more than 3000 yuan.

The above is the answer to the question "What does the car loan mortgage fee mean?". I hope I can help you!