Small loans for farmers refer to small natural person loans issued by Agricultural Bank of China to individual family members of farmers. Only one family member per household can apply for small loans from farmers.

Borrowers applying for small loans for farmers must meet the following conditions:

1. The age is above 18 years old (inclusive), and the sum of the age at the time of applying for the loan and the loan term is not more than 65 years old (inclusive); Have a fixed residence or business premises in the countryside, be in good health, have full capacity for civil conduct and work, and hold valid identity documents;

2. According to the Measures for the Administration of Credit Rating of Personal Loans for Agriculture, Countryside and Farmers of Agricultural Bank of China, the credit rating result of customers is average or above;

Three, a stable source of income, with the ability to repay the principal and interest on schedule;

4. The production and operation activities are legal and compliant, in line with the national industrial, industrial and environmental policies, and the loan is used legally;

Five, good conduct, no overdue loans when applying for loans (approved by the head office or branches, except for overdue loans due to major natural disasters or policy reasons);

6. Other conditions stipulated by the lender.

The application materials for farmers' small loans are as follows:

1. Legal and valid identification of the borrower;

2. The legal and valid identity certificate of the guarantor and the ownership certificate of the collateral (except those that meet the credit loan conditions);

3. Other materials deemed necessary by the lender (specifically subject to the actual requirements of outlets). Consult the local Agricultural Bank in detail.