Hello, the monthly interest rate of Ping An Credit varies from place to place, generally between 2.60% and 2.80%. Converted into annual interest rate, it has exceeded 20%, which is very high. Moreover, you may not be able to apply for 654.38+ million in this situation, and you can only borrow 5 times the monthly salary.

Zhongan Credit is not well-known. The loan interest rate of his family is: monthly interest 1%, quarterly interest 3% and annual interest 10%. But I don't know if this credit is reliable. I suggest that you can contact two companies and make a choice according to your specific situation.

Reminder: If the following conditions are not met, it is recommended not to cooperate, which is risky.

1, pre-loan fees, if you ask for various fees before you get the loan, it is basically a lie.

2. Compound interest, that is, interest will be calculated in the following months, commonly known as "rolling interest". If so, there must be something wrong.

3. The interest is higher than the national regulations. According to the regulations of the central bank lenders, the interest of private lending cannot be higher than 4 times that of bank loans in the same period.