How to calculate the installment of buying a car, such as the car of 6.5438+0.8 million, how much is the down payment, how many years it will take, and how much is a month. Is the procedure troublesome? If a car is purchased by loan, the maximum loan amount shall not exceed 80% of the price of the purchased vehicle (excluding all kinds of additional taxes and premiums); The maximum amount of personal car loan for imported cars shall not exceed 70% of the price of the purchased car (excluding all kinds of additional taxes and insurance premiums). The procedure is very troublesome.

1.8 million yuan car, if it is not imported, it needs to pay 20% down payment, which is 3.6W yuan; If it is imported, they need to pay a down payment of 30%, that is, 5.4W yuan.

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Loan conditions: the borrower has a stable occupation, the ability to repay the principal and interest of the loan, and good credit; Can provide recognized assets as collateral or pledge, or a third person with sufficient compensatory ability as a guarantor to repay the principal and interest of the loan and bear joint liability.

Loan amount: The maximum loan amount generally does not exceed 80% of the price of the purchased car.

Loan Term: The loan term for automobile consumption is generally 1-3 years, and the longest is no more than 5 years.