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When we need to apply for a loan, we find that the previous repayment or credit card use is overdue, so can we still apply for a loan? What platforms can I borrow money after the deadline? Next, Bian Xiao will take stock for you.
What platforms can I borrow money after the deadline?
When our credit report shows that there is no record of bad debts and compensation, and there is no overdue record for three consecutive months or six months, the general lending institution will pass our loan application. In order to prevent our loan application from being rejected, we can try to apply for a loan from the following accessible loan platforms without serious overdue.
1, 360 IOUs
360 IOU is a loan platform for individuals and small and micro enterprises under 360. It evaluates customers' credit based on 360 big data, and provides consumer loans that arrive quickly on this basis.
360 IOUs provide loans to Chinese mainland residents aged 24 to 55. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, loan amount of 1 200,000 yuan and repayment period of 3 months to 24 months. 360 loan approval is fast and the threshold is low.
2. Zhaolian Finance
Zhaolian Finance is an Internet consumer finance company established by China Merchants Bank and China Unicom. The main online loan product is Zhaolian good-term loan, which can be borrowed at any time 24 hours and received in real time. According to the user's qualification, you can apply for a loan with a maximum amount of 200,000 and a maximum term of 36 months, with daily interest and flexible repayment. Users with excellent qualifications can also get interest rate concessions.
3, the degree of small full financial.
Du Xiaoman Finance is a formal financial company, backed by Baidu. Its personal consumer credit products include easy loans and privileged loans. Users apply online through the whole process, and the system will determine the loan amount and interest rate according to the user's qualifications. It has the characteristics of fast arrival, flexible loan, early repayment and installment repayment.
4. Ping An Consumer Finance
Ping An Small Orange Flower launched by Ping An Consumer Finance Co., Ltd. is a personal circulating consumer credit loan product. Users can apply online through the whole process and get a revolving loan amount of up to 200,000 yuan without mortgage. The loan interest rate is between 65,438+04% and 24%, and you can borrow at any time for 24 hours, and you can also enjoy a certain amount of interest-free service for small consumption.
5. Stage music
Staging music is a consumption staging platform under Lexin. Submit the material application online, and the system will automatically approve the quota, the fastest 1 minute. The maximum loan for installment music is 200,000 yuan, and the interest-free loan within 30 days is 654.38+0,000 yuan. You can choose to repay in multiple installments.
6. Comfortable flowers
Anyihua is a loan platform under the immediate consumer finance company. Users can apply online, and the system will quickly approve according to their credit status. The annualized interest rate is between 7.2% and 24%, and the maximum loan is 200,000. The credit line can be circulated once, and the fastest loan is 1 minute. Repayment can be flexibly phased.
7. An Xinhua
An Xinhua is a loan platform independently operated by Chengdu Yunhe Network Technology Co., Ltd. Users can get approval quickly after applying online. The maximum loan amount can be 200,000 yuan, with an annual interest rate of 7.2%, and repayment can be made in installments for up to 36 months.
8. Good installment loan
Good loan installment is an online credit loan product launched by Dalian Zhongshan Deyunsheng Microfinance Co., Ltd., which is aimed at users aged 22 to 45. The review time is 3 minutes, and the loan is released within 10 minute. The loan amount is between 50 million and 200 thousand, the loan interest rate is between 7.2% and 24%, and the loan period is between 3 and 36 months.
9. Mei Tian loan
Mei Tian Loan is an Internet micro-loan platform, which has low requirements for customers' credit information during the audit, and is friendly to lenders whose credit information is rejected. The maximum approved loan amount of Mei Tian Loan is 50,000 yuan, with 30 days interest-free, the fastest loan 1 minute, and flexible installment. Mei Tian loan repayment period is short, suitable for short-term use.
10, banyan loan
When filling in the application materials, Banyan Tree Loan only needs my ID card information and telephone number, and will not inquire about the personal credit information of the lender. After the loan application is approved, the annualized interest rate is the lowest 12% and the maximum loan amount is 200,000. You can apply for multiple products by filling in the information at one time.
In addition to good loans, what other loans can be lent quickly? These platforms are worth seeing!
There are many online loan products now, but people still trust the loan products of licensed institutions. Zhaolian good-term loan is a consumer financial loan product of Zhaolian, which has the advantages of fast approval, fast loan release and daily interest, and can be divided into 24 repayment periods at most. In addition to recruiting good loans, what other loans can be lent quickly? This article will introduce several loan products that are similar to those with good maturity.
In addition to good loans, what other loans can be lent quickly?
1, willful loan
Willful loan is Suning's financial loan product. The borrower only needs to apply online, 1 minute to complete the application, and the line can be released in 3 minutes at the earliest. The daily interest rate is as low as 300,000, the credit information is good, and the income source is stable. You can apply with your ID card and bank card, and you can repay in advance. New users also have an interest-free period of up to 30 days.
2. Comfortable flowers
The loan amount of Anyihua is 1, 000-200,000 yuan. When borrowing money, the loan was examined quickly and passed the examination smoothly. It only takes three minutes to lend money. If you want to apply for a loan from Anyihua, you need to be an office worker, with good personal credit, aged 24-45, and you don't need mortgage and guarantee. You can operate with one button when repaying the loan, which is very convenient. You can check the loan progress at any time, so don't worry.
3. baixin bank
Baixin bank's loan products are all bank loan products, so you can borrow with confidence. The loan amount is 500,000-300,000, and the loan will be released within 1 minute at the earliest. High school education or above, aged 25-50, can apply for a loan in baixin bank. After you get the loan, you can repay it in 12 installments at the longest, and the daily interest rate is so low that you can lend it to me. There is no prepayment procedure.
In addition to recruiting good loans, there are many loan products worth seeing. These three loan products are all licensed institutions, and the lending speed is relatively fast. However, before applying for a loan, you still have to see if you meet the loan conditions. Don't apply blindly, so as not to leave too many inquiry records on the credit report.
Top ten conscience loan platforms
Everyone can get a loan in an emergency and then solve the urgent need, so borrowing has become a part of our life. However, most people don't know how to choose when borrowing money. Now let's introduce the top ten conscience loan platforms, namely Alipay, Du Xiaoman, Tencent, 360, Xiaomi Finance, Zhaolian Finance, Mashan Finance, JD.COM, 5 1 provident fund manager and installment music.
Introduction of Top Ten Loan Platforms
1, loans, consumption and online business loans through Alipay are all safe and reliable loan methods;
2. Du Xiaoman belongs to a loan platform owned by Baidu, mainly because he has money to spend and the loan is satisfactory. Their advantages are long installment time, low interest rate and relatively high loan amount;
3. Tencent's main business is micro-loan, but micro-loan belongs to the invitation system, and not everyone can use it;
The 360 loan of 4.360 is a more conscientious loan platform. As long as they are adults, they can borrow, and the loan amount is limited to less than 200,000;
5. Xiaomi Loan under Xiaomi Finance supports installment repayment and loan repayment;
6. China Merchants Finance's recruitment of good term loans is an old loan method and a formal platform for conscience;
7. Instant Finance's comfort flower is also very conscientious, and it is a formal platform for large companies to endorse;
8.JD。 COM's Jingdong Finance is also very conscientious, divided into white bars and gold bars, with different functions;
9.5 1 provident fund manager is mainly suitable for users who have paid the provident fund, and can provide provident fund, social security loans, and multi-release in the first instance;
10, installment music is also a loan platform and has a good reputation.
The above is the introduction of the top ten conscience loan platforms.