Individual customers of CCB apply for self-help through electronic channels of CCB, and the system model is used for online real-time approval. Customers can sign contracts online by themselves, and the whole process of personal online self-service loans can be used through electronic channels.
Overdue not only has overdue fees, but also affects personal credit. In the future, the loan approval for buying a house and buying a car should also reach the threshold. Remember to repay before the repayment date.
Extended answer:
Jianxin Express Loan has created a brand-new loan model, and customers can complete the loan process by themselves only by applying online. If the customer fails to apply for a quick loan from CCB, there may be two main reasons:
Fast loans need to be personal online banking customers of CCB. If you don't become an online banking customer of CCB, or you don't apply for the online banking shield of CCB, customers can't apply for quick loans.
In the process of handling fast loans, you need to insert a silver shield. If there is no online banking shield, you can apply for a loan and get the loan approval quota, but you can't complete the whole loan process. At this time, you need to make sure that you have the silver shield with you.
Appendix:
Brief introduction of China Construction Bank:
China Construction Bank (hereinafter referred to as China Construction Bank or CCB, formerly known as People's Construction Bank of China, renamed as China Construction Bank on March 26th, 1996) was established on June 5th, 954 (Wu Jianian). It is a joint-stock commercial bank and one of the top five state-owned commercial banks.
The main business areas of China Construction Bank include corporate banking, personal banking and treasury business. There are 14, 12 1 2 branches in China, and branches in Hongkong, Taiwan Province Province and Melbourne, including CCB Fund, CCB Leasing, CCB Trust, CCB Life Insurance and Sino-German Housing.
China Construction Bank has a broad customer base, and maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 13 At the end of June, its market value was176.7 billion US dollars, ranking fifth among the listed banks in the world.