Provident fund loans to buy a house do not have real estate licenses, but there are purchase contracts and purchase agreements that can be used for loans.

Requirements for applicants to apply for provident fund loans:

1.

Deposit housing provident fund, even in rural areas, you can apply for housing provident fund loans;

2.

I and my unit have paid the housing provident fund in full and on time in this city for more than one year;

3.

Have a stable professional income, good credit and the ability to repay the principal and interest of loans;

4.

There is a legal contract or agreement for the purchase of owner-occupied housing, and there is a prescribed proportion of self-raised funds;

5.

The assets stipulated in the guarantee law are mortgage or pledge of loans;

6.

Agree to apply for house purchase guarantee or mortgaged property insurance;

7.

Agree to other conditions stipulated by the housing provident fund management center.