1. Prepare relevant materials: you need to prepare your ID card, credit card, recent bank account and other materials that the bank may require.
2. Contact the issuing bank: You can call the customer service hotline of the issuing bank to explain your overdue repayment needs, such as repayment date and amount.
3. Provide relevant information: According to the requirements of the bank, provide your personal information, credit card information and the specific repayment plan of loans overdue.
4. Waiting for bank review: the bank will review your expected repayment application. After approval, the repayment shall be made according to the agreed repayment date and amount.
6. Sign relevant agreements: In some cases, the bank may require you to sign relevant agreements to specify the date and amount of overdue repayment.