1. One-time principal and interest repayment method; 2. Monthly (quarterly) equal principal and interest repayment method; 3. Monthly (quarterly) installment equal principal and interest repayment method; 4. Pay interest on a monthly (quarterly) basis, and repay the principal and interest once due; 5. Pay interest regularly and repay the principal according to the repayment plan.
First, the loan object
Farmers, family farms (large professional households), farmers' professional cooperatives and other natural persons who have full civil capacity and actually control major assets and production and operation.
Second, the service characteristics
1. The quota is high;
2. No collateral is needed;
3. Preferential interest rate and low guarantee rate.