First of all, from the brand background analysis, Qianhua is a loan platform launched by Baidu Xiaoman Finance Platform. It is one of the three major credit platforms of BAT. The other two credit platforms are Lending Bao and Micro-loan. The backstage of these three loan platforms is very hard and belongs to big brands.
Qianhua is a loan platform launched by Xiaoman Finance, which has the core technology of providing customers with safe and reliable loan services.
Secondly, the interest on the money spent is reasonable, and basically it will not have any impact on the borrower's economy. Youhuagan has launched three loan platforms for different users, and the interest rates of these three loan platforms are relatively low.
The daily interest rate of all-easy loans is as low as 0.02%, and the monthly premium loan interest rate is as low as 1%. When applying for a loan on the platform, only the borrower's loan interest fee is charged, and the platform no longer charges other service fees or management fees.
Finally, the money has been connected to the central bank's credit data, and the data collected by the central bank is the most authoritative data in China at present, covering a wide range of people. Money-rich flowers have been formally incorporated into the state-regulated consumer credit service platform to provide borrowers with safer loan services.