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Why should the loan for buying a new house be notarized?
First, why should the loan for buying a new house be notarized?

Thank you, I see.

Second, why should I buy a new house notarized?

Legal notarization of real estate is to better protect the legitimate rights and interests of buyers and sellers. I believe many people have heard of real estate notarization, but they don't know much about it. So why buy a new house? Let's take a closer look with Bian Xiao.

First, why should I buy a new house notarized?

Because the notarization of real estate is an activity that notaries prove the authenticity and legality of legal acts, facts and documents with legal significance related to real estate according to the application of the parties. Although the notarization of real estate is not a necessary link in the purchase transaction, after the examination of the notary office, the parties who purchase new houses can avoid many risks, and the notarized purchase contract or agreement can be directly applied for execution.

Second, the process of real estate notarization and the required materials

1, materials needed for real estate notarization

(1) Relevant identification materials of interested parties of both parties who apply for notarization, such as resident identity cards and household registration books.

(2) Property right certificate (if the property right certificate is not obtained, the purchase contract and purchase invoice shall be provided).

(3) An agreement or contract requiring notarization by both parties.

(four) other materials required by the notary.

Step 2 apply for notarization

(1) After submitting the above materials, the interested parties of both parties who apply for notarization shall personally go to the notary office to fill in the notarization application form and submit the notarization application materials for review.

(2) The staff of the notary office shall verify the authenticity and legality of the submitted materials and put forward some questions to the parties according to the contents of the agreement or contract. The parties concerned must cooperate with the notary to answer the questions truthfully and sign the notarized conversation record for confirmation. (The staff will generally ask whether the relevant terms and contents are clear, whether there is deception, misleading, coercion, etc. in the process of signing the agreement, and inform the parties of the legal effect and consequences after signing the agreement).

(3) In the presence of the staff of the notary office, the notarization is completed when the buyer and the seller sign a notarization agreement or contract.

Three. Matters needing attention in real estate notarization

1. When real estate notarization is conducted, both parties must be present in person. If it is entrusted by others, the notary office will not handle it.

2. When preparing the above-mentioned materials, the signature and date of the notary should be left in the agreement or contract, and the notary can sign and confirm it after being reviewed and revised by the notary.

3. When personal rights and interests are damaged, the parties should actively use legal weapons to safeguard their legitimate rights and interests.

4. Can the house be notarized by loan?

1 First of all, we should make clear the purpose of notarization. If you want to change the property belonging to one party to the property shared by two people through notarization, or change all the property rights to the other party.

2, this goal is impossible, first of all, the relevant provisions of China's property law, who the property right belongs to, mainly depends on who the real estate license registrant is, so to change the property right, both parties need to change the name of the owner of the real estate license to add or change, in order to achieve their respective purposes.

3. If the loan is not paid off and the property right of the house is mortgaged to the bank, the property right of the house temporarily does not belong to the registrant of the real estate license or the signatory of the house purchase contract, and they have no right to divide and notarize the property that does not belong to them temporarily.

In addition, the notary office will not accept the notarization of real estate without proof of property rights. However, if both the buyer and the seller agree to notarization, they can write a notarization agreement stating the requirements of both parties, and then go to the notary office together, and both signatures and fingerprints should be notarized. What is notarized here is a signature, not a written agreement.

Real estate notarization is playing an increasingly important role in our present life, which can effectively prove the authenticity and legitimacy of transactions such as house sales. The above is the introduction of why the new house should be notarized. I hope I can help you.

Third, why should the loan for buying a new house be notarized?

Bank risk aversion notary machine

Fourth, can the house loan be notarized?

First of all, what is the purpose of notarization? What you mean is nothing more than changing the property belonging to one party to the property jointly owned by two people through notarization, or changing all the property rights to the other party. This is not good. First of all, the property law stipulates that who owns the property right depends on who is the registrant of the property right certificate. You need to change the name of the owner of the property right certificate in order to achieve your goal.

In addition, the loan has not been paid off, and the property right is mortgaged to the bank, which temporarily does not belong to the real estate license registrant or the signing of the house purchase contract. You have no right to divide and notarize the property that does not belong to you for the time being.