That is, the benchmark interest rate is 10% off. For example, the annual interest rate is 7.05%, and a 10% discount is 7.05% × 0.9 = 6.345%.
2065 438+0 1- Up to now, the latest benchmark loan interest rate.
Interest rate item annual interest rate (%)
I. Short-term loans
Six months (inclusive) 6. 10%
6.56% from half a year to one year (inclusive)
Second, medium and long-term loans
One to three years (inclusive) 6.65%
Three to five years (inclusive) 6.90%
More than five years, 7.05%
Three, individual housing provident fund loans:
Less than five years (including five years) 4.45%
More than five years, 4.90%
2. Who can tell me what a 10% discount on mortgage interest rate is?
Bank loans are operated at a 10% discount on the benchmark interest rate, which means a 10% discount on the benchmark interest rate ~
The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the lender's credit situation, collateral and national policy (whether it is the first suite or not). If all aspects are well evaluated, it will make a certain downward float on the basis of the benchmark interest rate, that is, discount calculation.
For example, the benchmark annual interest rate for loans over five years is 5.65%.
After a 10% discount, it will be 5.65%. 0.9 = 5.085%.
The latest lending rate in May 1 1, 2065438.
Benchmark annual interest rate of interest rate items (%)
Loans within six months (including six months) 5. 10
Loans from six months to one year (including 1 year) 5. 10
One to three years (including three years) loan 5.50
Loans for three to five years (including five years) 5.50
Loans for more than five years 5.65
3. What does a 10% discount on loan interest rate mean?
That is, the discount of benchmark interest rate is 7.05% × 0.9 = 6.345 days-the latest benchmark loan interest rate is 6. 10% for six months. Two, medium and long-term loans for one to three years (inclusive) is 6.6%, five years and above is 7.05%. Third, individuals are included for five years. 5 years or more is 4.45%.