Generally speaking, if you have enough balance in your provident fund account, you can apply to use part or all of the balance to pay the monthly mortgage loan. Moreover, the use of the provident fund can also enjoy lower interest rates and longer repayment periods, and the economic pressure on individuals is relatively small.
However, the specific provisions of using provident fund to repay housing mortgage loans still depend on local specific policies. If you plan to choose this method, you need to consult the local provident fund management agency to understand the specific policies and application procedures to ensure compliance with relevant regulations and improve the success rate of application.