Is there any return visit from Xiaosha Yidai?

When conducting loan review, many loan platforms will contact the contact person provided by the borrower when applying for the loan to check the authenticity of the borrower's information. , but in fact, many borrowers are quite concerned about this matter. They do not want their relatives and friends to know about their loans, and they do not want to harass their friends. Therefore, when making online loans, everyone is very concerned about whether the borrowing platform will call them. Return visit.

After Xiaosha Yidai receives a loan application from a borrower, Xiaosha Yidai’s system will automatically conduct a preliminary review of the borrower to determine whether the borrower meets the basic conditions for the loan. The initial review After passing the application, the staff of Xiaosha Yidai will conduct a final review of the borrower. During the entire process, Xiaosha Yidai will mainly determine whether the loan can be granted based on the information provided by the user, and generally will not conduct a phone call to verify.

It is worth noting that this does not mean that Xiaosha Yidai will never call the contact person provided by the borrower. If the borrower reaches the repayment date stipulated in the contract during the borrowing process, If the loan is not repaid and Xiaosha Yidai has contacted the borrower himself but still has no effect, it will contact the contact number provided by the borrower. In addition, if Xiaosha Yidai has great doubts about the information provided by the borrower during the review process, it is necessary to contact the borrower by phone to confirm the authenticity of the borrower's information.

Does Xiaosha Yidai check credit

There are many borrowers whose loans may be blocked due to high debt ratio and previous bad credit. Therefore, when some lenders want to get a loan, they will want to know whether the loan opportunity they are looking for will check their credit status. So will Xiaosha Yidai check the borrower's credit status?

According to Xiaosha Yidai, Xiaosha Yidai is promoted by Industrial Consumer Finance, and Industrial Consumer Finance was established by Industrial Bank. Therefore, it seems that the loan review of Xiaosha Yidai is still relatively strict. Therefore, Xiaosha Yidai will check the borrower's credit report when reviewing the borrower's loan.

When Xiaosha Yidai reviews the borrower’s information, it will carefully check whether the borrower’s ID card, bank card, and mobile phone number information are consistent. In addition, Xiaosha Yidai has higher credit requirements for borrowers. If the borrower has a stain on his credit report, it will be difficult to pass the loan review. Of course, in order to ensure that the borrower can repay on time in the future, Xiaosha Yidai will review the borrower's income to ensure the borrower's repayment ability.