The interest rate of the second house in Hefei after marriage is 5.72%-5.88% for the settled one and 6.22%-6.32% for the unsettled one, which varies from bank to bank.

Changes in interest rates of banks:

Postal savings bank, the first home loan interest rate dropped from 5.83% to 5.75%, and the second home loan interest rate remained unchanged at 6.32%;

China Construction Bank, 5.73% for the first suite and 6.22% for the second suite. Previously, the first suite was 5.83% and the second suite was 6.32%, down 10 basis point;

Agricultural Bank, 5.72% for the first suite, 6.22% for the second suite, 5.83% for the first suite and 6.32% for the second suite;

CITIC Bank, the first suite was lowered to 5.75%, compared with 5.83% before;

Guangfa Bank, the first suite was lowered to 5.75%, compared with 5.83% before;

Minsheng Bank, the first suite was lowered to 5.75%, compared with 5.83% before;

The remaining banks have not changed for the time being. However, around February 10, the interest rates of the first and second suites of banks such as Shanghai Pudong Development Bank, China Merchants Bank and Bank of China were all lowered by 5 basis points. In addition, the Huangshan Road Sub-branch of the Postal Savings Bank said that it may be adjusted again during this period, and the specific situation will be notified.

In addition, industry insiders said that the downward adjustment of the mortgage interest rate of the Postal Savings Bank is true, and the real estate market is not very optimistic at this stage, which is also in line with market adjustment.