The full name of the house purchase contract is called the commercial housing sales contract. It can only be obtained after the developer has purchased the land, completed the planning, and approved it, and the house has been built more than half (high-rise buildings include underground projects, which are usually more than one floor). After obtaining the pre-sale permit, it can be sold, and the contract is a reflection of the sale. Therefore, first of all, for properties that will be handed over in 2016, it will be good if the pre-sale license can be issued by the end of 2014. If the construction site is an off-plan property that has not started at all, it will definitely not be sold through a contract. Even if you sign with them now, It is also a unilateral signature, because it is useless and has no legal effect if the developer cannot sign it without formalities. The commercial housing sales contract for the loan should be given in four copies to the real estate bureau, the developer, the customer and the bank. If there is no loan, it should be in triplicate. If there is no bank, the construction committee requires the developer and the qualification procedures for the land to be in the customer contract. Mao Yong, he won’t give it to you just because they don’t have a pre-sale certificate and can’t sign it. If they delay it until they can sign it, it will be successful, and it will be considered an early sale.

As for the invoice, it is of no use and is indeed much slower than the contract. It is mainly used to apply for the housing certificate. The loan customer finally keeps it or puts it with the developer, because if he takes it away himself, it will delay things if he loses it.

As for the real estate certificate, you cannot apply for the property ownership certificate before you have repaid the loan in full. The property ownership certificate can only be issued to customers with full payment. What is mortgaged to the bank is a copy of the temporary certificate of mortgage rights of the property ownership certificate. It does not count as the real property ownership certificate. It is of course not enough to only have a loan contract. The most important thing about a house is of course the commercial housing sales contract and the property ownership certificate. Others are not as important as these two.

As for the down payment receipt, it can guarantee that the money you paid will not disappear, and there are ways to recover it. Even if you can't get the house, you can find a company to recover the money, but it cannot guarantee the ownership of the house.