In this case, according to the currently known bank interest rate of 5.94% (monthly interest rate =5.94%/ 12), it is calculated by the corresponding method.

You have to pay back the bank 1550 every month (not counting the bank discount).

If the bank gives a 10% discount, it will be 1460. Of course, as the brother upstairs said, the bank loan is 30% off or even lower. You can ask clearly, or find a relatively low bank is better!

As long as your income certificate is more than twice your repayment amount, for example, you are still paying 1460 yuan, then your salary is at least: 2920 yuan! I think you can borrow 3 100 to 3300 yuan! It's still easy to borrow. If the interest rate doesn't reach that much, you can borrow it!

The above annual interest rate is based on 5.94%, and the actual annual interest rate may be higher! In that case, it will be much easier for you.

Good luck!