1988, Wang Ming was from Anhui. After graduating from high school, I came out to make a living, worked as a salesman, went off the construction site, earned some property, and began to invest in catering in July 2020. The direction of choice is to open a hamburger shop. At the peak of business, Wang Ming's new store has expanded to 1 1, mainly in Shanghai, Suzhou, Wuxi and other places.

(The picture shows Wang Ming Hamburg)

However, since March 2022, the epidemic situation has become more severe. Wang Ming began to close some shops. According to his plan, if employees are willing to wait until the opening and pay the basic living expenses, eligible employees can put down the store, and he only needs a deposit. Up to now, 8 companies have been closed, and Shanghai, Suzhou and Wuxi each keep 1 company.

Wang Ming's first store opened in Xuhui District, Shanghai, with an initial investment of about 200,000 yuan, including 20,000-30,000 yuan for decoration, 70,000 yuan for brand-new equipment, 4 employees, a monthly salary of about 30,000 yuan, and a guaranteed rent of about 1 year, 65,438+10,000 yuan.

"I have no contribution to society. In the face of the epidemic, I will try to make employees change jobs less frequently. " Wang Ming said.

Wang Ming's experience can be said to be the epitome of the challenge, choice and persistence of thousands of people in Qian Qian under the epidemic situation. According to public data, by the end of 20021,there were about 30 million small and micro enterprises and 80 million individual industrial and commercial households in China, and the total number of small and micro enterprises exceeded 1. 1 billion, which was related to employment and people's livelihood. However, small and micro enterprises are also the most vulnerable groups to the epidemic.

For Rainbow Ming, a small and micro enterprise, they are not short of business wisdom and business foundation, but at present, cash flow is the key to tide them over. Wang Ming said: "A small shop like ours uses less public water. When they are in urgent need of funds, they usually borrow money through personal credit and relatives and friends. "

Financial "blood transfusion" should be their primary channel to solve financial problems. On March 16, the State Council Financial Stability and Development Committee held a special meeting, pointing out that financial institutions should proceed from the overall situation and firmly support the development of the real economy. Multi-department deployment in the first time. In supporting small and micro enterprises, the People's Bank of China proposed that "new loans should maintain moderate growth, vigorously support small and medium-sized enterprises, and firmly support the development of the real economy". China Banking Regulatory Commission proposed to "promote financing increment, capacity expansion and price reduction of small and medium-sized enterprises".

On March 30th, Du Xiaoman announced that he would provide interest-free loan support to small and micro enterprises in high-risk areas of COVID-19, with the first batch of total amount of 654.38 billion yuan.

From March 30 to May 29, small and micro businesses in high-risk areas (subject to the information disclosed by the state authorities at the time of application) can apply for interest-free loans through WeChat official accounts with business licenses, store lease contracts and other certificates. After the approval, Du Xiaoman will issue interest-free vouchers for repayment, with a maximum interest-free limit of 654.38+ 10,000 yuan and an interest-free period of 654.38+02 months.

Since the COVID-19 epidemic, Du Xiaoman has provided low-interest loan support to small and micro businesses for many times to help them tide over the difficulties, and also opened a green channel for small and micro businesses seriously affected by the disaster, providing deferred repayment and low-interest loan support.

Small and micro enterprises are the capillaries of the economy, which have made great contributions to fighting the epidemic and stabilizing the economy, showing extraordinary resilience and vitality and guarding our fireworks. The relevant person in charge of Du Xiaoman said that the epidemic has had an impact on the operation of small and micro enterprises, and liquidity has become the "lifeline" for the survival of small and micro enterprises. Du Xiaoman provided interest-free loans for 65,438+02 months for small and micro businesses to pay fixed expenses such as rent and labor costs and stabilize their production and operation. As long as they get through the difficult stage, their business will definitely get better.