1, the real estate license, real estate license and land certificate in the mortgage bank loan must be mortgaged to the bank;

2. Identity cards of the obligee and spouse, including all joint property rights certificates;

3. The household registration books of the obligee and spouse, including the household registration books of all joint property rights;

4. Marriage certificate of the obligee, marriage certificate or unmarried certificate issued by the Civil Affairs Bureau;

5. Proof of income has a great influence on the success of the loan and the maximum loan amount of the mortgage bank;

6. If the owner of the real estate license has minor children, please provide a birth certificate;

7. If the property has a bank loan, please provide the original loan contract and the latest bank statement;

8. In order to improve the pass rate of mortgage loan, please provide other family property certificates as far as possible; Such as other real estate licenses, stocks, funds, cash passbooks, vehicle driving licenses, etc. ;

9. If it is an enterprise loan, the original and photocopy of the business license, the original organization code certificate, the tax registration certificate, the basic account opening permit, the loan card, the articles of association, the corporate identity card and the identity cards of other shareholders of the company, the bank statement of the enterprise, the financial statements of the previous year, the financial statements of the last three months, the resolutions of the board of directors, the company profile and the explanation of the use of funds are required;

10. Other mortgage loan materials required by the bank.

Legal basis: Article 8 of the Measures for the Administration of Urban Real Estate Mortgage

The following real estate shall not be mortgaged:

Real estate with disputed ownership;

Real estate used for public welfare undertakings such as education, medical care and municipal administration;

Cultural relics protection buildings and other buildings with important commemorative significance;

Real estate that has been announced to be included in the scope of demolition according to law;

Real estate that has been sealed up, detained, supervised or restricted in other ways according to law;

Other real estate that may not be mortgaged according to law.

Article 9

If more than two mortgages are set on the same real estate, the mortgagor shall inform the mortgagee of the mortgages already set.

The creditor's rights secured by the mortgagor shall not exceed the value of the mortgaged property.

After the real estate is mortgaged, if the value of the mortgaged real estate is greater than the balance of the secured creditor's rights, it may be mortgaged again, but it shall not exceed the balance.