My son’s monthly salary is 4,000 and he wants a loan of 300,000 to buy a car. Ways to stop this:

1. Establish a correct outlook on thinking and clarify the dangers and pressures of loans.

2. In daily life, understand your son’s living habits, estimate your son’s living expenses, prevent your son from spending money randomly, and have a correct way to spend money.

3. Cultivate a sense of responsibility. Everything after the loan has nothing to do with your parents. Don’t be soft-hearted. Let go when it’s time to let go and let your son take on this responsibility. Unless it threatens his life, leave the rest to him. This is the best way to deal with it. Otherwise, every time a problem arises, you have to ask your parents to solve it. This is shirking responsibility, and it will only get worse if it goes on like this.

4. If there is really no other way, keep the ID card, household registration book, etc., control the most important aspects of the loan, verify the identity, and call the police. This is for the benefit of the child.