1. Platform background: "You and I borrow" is a P2P peer-to-peer lending platform operated by Jianxin Financial Leasing Co., Ltd.; "You and I Loan" is a P2P peer-to-peer lending platform operated by Hunan Internet Financial Assets Trading Center.

2. Regulatory filing: According to China's Measures for the Administration of Peer-to-Peer Lending, P2P lending platforms need to be filed on the Internet financial registration and filing information network. "You and I borrow money" has been filed on the filing information network and holds the filing number; And "you and I borrow money" has not been filed in the filing information network.