Open the calculator, click on the mortgage, select the loan amount and loan type, and finally click Start Calculation. The following are the detailed steps.
Click on mortgage loan
Open the calculator on your mobile phone, click Tax Loan, and then click Mortgage.
Enter the loan amount
Enter the loan amount in the total loan amount.
Click Start Calculation.
Then set the loan type and time, and finally click Start Calculation.
Open the calculator, click on the mortgage, select the loan amount and loan type, and finally click Start Calculation. The following are the detailed steps.
Click on mortgage loan
Open the calculator on your mobile phone, click Tax Loan, and then click Mortgage.
Enter the loan amount
Enter the loan amount in the total loan amount.
Click Start Calculation.
Then set the loan type and time, and finally click Start Calculation.
Open the calculator, click on the mortgage, select the loan amount and loan type, and finally click Start Calculation. The following are the detailed steps.
Click on mortgage loan
Open the calculator on your mobile phone, click Tax Loan, and then click Mortgage.
Enter the loan amount
Enter the loan amount in the total loan amount.
Click Start Calculation.
Then set the loan type and time, and finally click Start Calculation.
Open the calculator, click on the mortgage, select the loan amount and loan type, and finally click Start Calculation. The following are the detailed steps.
Click on mortgage loan
Open the calculator on your mobile phone, click Tax Loan, and then click Mortgage.
Enter the loan amount
Enter the loan amount in the total loan amount.
Click Start Calculation.
Then set the loan type and time, and finally click Start Calculation.
Open the calculator, click on the mortgage, select the loan amount and loan type, and finally click Start Calculation. The following are the detailed steps.
Click on mortgage loan
Open the calculator on your mobile phone, click Tax Loan, and then click Mortgage.
Enter the loan amount
Enter the loan amount in the total loan amount.
Click Start Calculation.
Then set the loan type and time, and finally click Start Calculation.
Open the calculator, click on the mortgage, select the loan amount and loan type, and finally click Start Calculation. The following are the detailed steps.
Click on mortgage loan
Open the calculator on your mobile phone, click Tax Loan, and then click Mortgage.
Enter the loan amount
Enter the loan amount in the total loan amount.
Click Start Calculation.
Then set the loan type and time, and finally click Start Calculation.
What is the formula of mortgage calculator?
There are two payment methods for mortgage loans:
Matching principal and interest and average capital, the specific formula is as follows:
Matching principal and interest: [loan principal× monthly interest rate× (1interest rate )× repayment months ]≤[( 1 interest rate )× repayment months]
Average capital: monthly repayment amount = (loan principal/repayment months) (principal-accumulated amount of repaid principal) × monthly interest rate, where the symbol indicates power. Two months is quadratic.
Extended data:
Compared with the repayment method of general capital, the disadvantage is that there are many interest expenses. Interest accounts for most of the monthly payment in the initial repayment period. With the gradual return of the principal, the proportion of the principal in the contribution is also increasing. However, the monthly repayment amount of this method is fixed, which can control the expenditure of family income in a planned way and facilitate each family to determine the repayment ability according to their own income.
Whether it is equal principal and interest repayment method or average capital repayment method, the nature of interest will not change. Generally speaking, matching the principal and interest will pay a little more interest than the average capital. But the premise is that the loan period is sufficient. It seems that the bank has recovered the interest, but in fact, with the reduction of the principal, the average capital repayment method can speed up the repayment, withdraw the funds as soon as possible, reduce the operating cost and help reduce the risk coefficient.