Legal subjectivity:

The amount of housing provident fund paid by employees is half of the enterprise and half of the individual. The housing provident fund is paid to the housing provident fund management center. If employees want to apply for a housing provident fund loan, this You need to submit an application to the Housing Provident Fund Management Center. What are the guidelines for applying for a housing provident fund loan in Sanmenxia? The editor below will help you with it. 1. The address for applying for a housing provident fund loan in Sanmenxia City is the business hall on the second floor of the Sanmenxia City Housing Provident Fund Management Center, Weishan Street, Hubin District (County), Sanmenxia City (No. 30, Middle Section of Weishan Road). 2. The processing time for applying for a housing provident fund loan in Sanmenxia is Monday to Friday. Except legal holidays. Summer: 08:00-12:00 15:00-18:00 pm; Winter: 08:00-12:00 14:30-17:30 pm. 3. Conditions for applying for a housing provident fund loan in Sanmenxia "Henan Province Housing Provident Fund Personal Housing Loan Management Measures (Trial)" (Yujian Financial Management [2015] No. 31) Article 8 "Housing provident fund depositing employees with full capacity for civil conduct, purchase When constructing, renovating or overhauling a self-occupied house, you can apply for a housing provident fund loan. "Article 9: "The borrower shall meet the following conditions when applying for a housing provident fund loan: (1) Have a legal and valid identity certificate; (2) Be normal. Continuously paying and depositing housing provident funds for the specified time limit; (3) Having a stable career and income, good credit, and the ability to repay the principal and interest of the loan; (4) The purchased self-occupied house has a house sales contract or sales agreement that meets the regulations; If you build or renovate a self-occupied house, you must have approval documents from the planning, land, construction and other management departments; if you overhaul a self-occupied house, you must have approval documents from the relevant management departments; (5) To purchase a self-occupied house, you must have a down payment of a prescribed proportion. ; (6) Neither I nor my spouse have outstanding housing provident fund loans; (7) Agree to provide guarantee in accordance with the guarantee method approved by the housing provident fund management agency; (8) Other conditions stipulated by the housing provident fund management agency. "The housing provident fund is in place. The procedures for applying for a loan are quite cumbersome and will take a lot of time. If the loan is urgent, you can choose other loan channels. I hope the above content can be helpful to everyone. If you have other legal questions, you can consult online.