1. Goose staging is not a reliable big company. Users should be careful when they encounter this situation. After all, when it comes to capital, the procedures of big companies are definitely higher than those of small companies.

2. Secondly, from the feedback of many users on the Internet, there are some false behaviors in this software, such as pretending to give you a quota, saying that your bank card is wrong when applying for withdrawal, and asking you to withdraw cash and add manual customer service. This behavior is also extremely unsafe, because similar incidents have happened before.

To sum up, the authenticity of this loan software is very low, and users are advised not to use it.

1) precautions for online lending. Some lending institutions will prompt you to pay the insurance premium on your loan page. Although the amount is not high, if you don't buy it, the application will not be successful. There are also some illegal online loans that will charge high fees in the name of premiums, which is a disguised form of killing interest. We must attach importance to it. Many online loans claim that the installment interest rate is not equal to the actual interest rate. Suppose the loan amount is 10000 yuan, the principal and interest are repaid in two installments, each installment (month) is 833.33 yuan, the monthly installment interest rate is 1.020 1%, and the interest expense is 10000 yuan/month ×. Based on this calculation, the annualized interest rate actually paid by the borrower is 22.60%.

2) installment loan is a loan that the bank agrees that the borrower will repay in installments within a certain period of time. When issuing such loans, banks must investigate the financial situation and repayment ability of borrowers. At the same time, the repayment time, repayment amount and interest calculation method must be determined in the loan contract. For banks, it not only provides loans to increase income, but also speeds up loan turnover and reduces amortization risk. In the past, only a small part of loans were issued in this form. With the reform of the credit system, this kind of loan will be appropriately promoted.

3) According to the specific repayment methods, installment loans can be divided into full and partial installment repayment methods. The full amortization method is a method to repay the principal and interest of the loan in equal amount at a specified period, rather than paying the principal and interest in one lump sum on the maturity date; It can make the lender reduce the risk caused by the borrower's failure to repay the loan on the due date. Partial installment repayment refers to the way to repay part of the loan by installment, pay interest by installment, and repay the principal at maturity.