Compared with the relatively loose payment, the general income is consistent, the information is complete, there is no bad debt in the bank, and it can generally pass.
The materials that the applicant needs to prepare include:
1 Application Form for Personal Automobile Consumption Loan
2. Copy of ID card: Married persons need to provide the identity of both husband and wife.
3. Copy of marriage certificate: provided by married people, but not by single people.
4. Income certificate, bank statement and income certificate issued by the company to prove personal income; If you are married, you need to provide relevant materials for both husband and wife.
5. proof of residence: the property owner provides a printed copy; Renters need to provide houses within the validity period.
6. Driver's license of the loan applicant.
The specific process is as follows:
1. The applicant chooses a car model, signs a car purchase contract at the Ford Motor Dealer, pays the down payment, chooses a suitable car purchase loan scheme, applies for a loan, and prepares and submits the funds needed for the loan.
2. Telephone verification or on-site information of Ford Motor Finance Company.
3, loan approval for vehicle mortgage and other related procedures.
Second, how to deal with the mortgage of Changan Automobile?
Of course you can get a loan.
3. Changan Financial Release Process?
1. After the car loan is paid off, you should call the bank to confirm that the loan has been paid off, and make an appointment to go to the bank to retrieve relevant information and apply for the car loan settlement certificate.
2. It is very important to cancel the mortgage registration at the DMV. Mortgage registration is to prevent you from buying and selling vehicles during the loan process, so your car will be marked as a mortgage car in the system of the vehicle management office. Only after we cancel the mortgage registration can we buy or sell the vehicle. Then we can get the big green book back.
3. Change the name of the insurance and change the beneficiary of the insurance to yourself. After we change the beneficiary to ourselves, in case of any accident in the future, the compensation amount can only be paid to our account.
4. Remove the GPS locator. Before taking out a loan to buy a car, the bank will install GPS in your car. Only by tearing it down can you guarantee your privacy.
4. Can Changan Automobile finance mortgage loans?
Of course. According to official website of Changan Automobile Finance, Changan Finance is a formal automobile finance loan company, providing automobile mortgage products. After the mortgage formalities are completed, the Green Paper will be taken away, and the mortgage registration will be cancelled after settlement. Mortgage means that the mortgagor and the creditor conclude an agreement in writing not to transfer the possession of the mortgaged property, and take the property as the guarantee of the creditor's rights.