How much is a house with a mortgage?
1. Re-mortgage: This is the simplest method. Sell individual housing to a third person, and then apply for a loan to change the individual housing loan, loan term, borrower or collateral. There are still relatively few banks that can refinance mortgages now, and this way is still better.
2. Pay off the remaining loan with the buyer's down payment: this is the most common second-hand housing transaction. This method is only applicable to the situation that the seller's loan amount is relatively low or the seller has paid off more than half of the loan, and the remaining loan amount is not large, and the buyer still has enough funds to pay the down payment.
3. Pay off the remaining loan with bank loan: If the above two methods fail, the seller can use other collateral under his name to settle his mortgage. In this way, the buyer can get a sum of money from the bank mortgage, and then pay off the mortgage to promote the success of the transaction.
Can I sell a house that has not paid off the loan?
Of course. When you want to sell, you must first make sure that you have a real estate license. Second-hand market transactions are generally based on real estate licenses, and only with real estate licenses can they be listed. No real estate license means no property right, that is, you can't go through the transfer procedures, so you can't buy or sell houses. The houses with outstanding loans are still mortgaged and cannot be listed and traded.
The article concludes: How to sell a house with a mortgage? Mortgage: This is the easiest way. Sell the individual housing to a third person, and then apply for a loan to change the individual housing loan, loan term, borrower or collateral. There are still relatively few banks that can refinance mortgages now, and this way is still better.