The calculation method is: interest = loan amount × annual interest rate × loan term =100000x4.9% x10 = 49000 (yuan), and total principal and interest =100000+49000 =149000. Monthly payment = total principal and interest ÷ total months =149000 ÷120 = 124 1 .67 yuan, so the monthly payment is about124/kloc-0.

Basically, apartments on the market are at this interest rate, which is actually quite cost-effective. Only 124 1 yuan a month. This kind of apartment is very comfortable to live in, but the more expensive is the water and electricity fee of the apartment, which is about 300 yuan for one month.