If the car loan trailer does not meet the filing conditions, it will not be filed. If the lender defaults, it can be handled by the trailer according to the regulations. But it is illegal for a car loan company to tow the car away without notice. If the borrower encounters such a situation, he can go to the police or apply to the people's court for property preservation measures. If the contents of the Power of Attorney for Arresting the Car for Overdue Monthly Payment violate the law and cover up the illegal purpose in a legal form, it is an invalid agreement. Therefore, it is illegal for the car loan company to detain the borrower's vehicle according to the power of attorney, and it should return it according to law and compensate the borrower for the losses caused by it. The lawful property of citizens is protected by law, and it is forbidden for any organization or individual to occupy, plunder, break the bosom or illegally seal up, detain, freeze or confiscate it.

1. Is it illegal to be towed away after the car loan is overdue?

1, it is illegal to be towed away by the car loan after the deadline. Whether buying a car with a loan or using a vehicle as a mortgage, the vehicle belongs to the borrower's personal property and is protected by law. No unit or individual has the right to infringe upon the property of others.

2. If the borrower's overdue repayment constitutes a breach of contract, the lender may solve it through legal channels according to the loan contract and vehicle mortgage contract signed by both parties, and may require the mortgaged vehicle to enjoy the priority of compensation.

3. However, if the borrower breaches the contract within the time limit, the lender will drive or tow the borrower's vehicle privately, which is an infringement of the legitimate property rights of the borrower and will bear tort liability according to law. Moreover, the lender also exercised the right of compulsory seizure only by judicial organs or administrative organs, which is obviously illegal.

Second, the new rules of car loan trailer, car loan company illegal trailer sentenced to several years:

1. Even if the owner mortgages the car to an auto financing company or a rental platform during the repayment period, the ownership of the car does not belong to the owner.

2. However, the company or platform has no right to tow the car without the owner's knowledge. This is an illegal act. The car loan company will be handed over to the court for several years.

3. For the problem of long-term non-repayment of the car owner, it is only legal for the lending institution to appeal to the court and hand it over to the court for enforcement. It is illegal to tow a car without permission.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 672 The lender may inspect and supervise the use of the loan as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.