1, false information loan, if it does not involve malicious overdue, repayment on time will not go to jail;
2. If you lose contact after the loan and don't pay it back maliciously, then you are suspected of defrauding the bank, and the amount is large (100000 or more) and you are likely to go to jail.
Providing false information loans for the purpose of illegal possession, involving more than 654.38 million yuan, involving criminal law, with a minimum sentence of 5 years and a maximum sentence of life or death.
The crime of defrauding loans, bill acceptance and financial bills refers to the act that a natural person or unit obtains loans, bill acceptance, letters of credit and guarantees from banks or other financial institutions by deception, causing heavy losses to banks or other financial institutions or other serious circumstances.
The crime of defrauding loans, bill acceptance and financial bills refers to obtaining loans, bill acceptance, letters of credit and guarantees from banks or other financial institutions by deception, which causes heavy losses to banks or other financial institutions or has other serious circumstances, and shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.
legal ground
Criminal law of the people's Republic of China
Article 175 The crime of usury is aimed at usury, and if the illegal income is relatively large, it shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined not less than one time but not more than five times the illegal income; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined not less than one time but not more than five times the illegal income.
Where a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention.
Whoever defrauds a bank or other financial institution of loans, bill acceptance and financial bills by fraudulent means, thus causing heavy losses to the bank or other financial institution or having other serious circumstances, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also, or shall only, be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.
If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.