Housing provident fund can be used to apply for mortgage, and the amount of provident fund loans varies in different regions. In order to stimulate the consumption of the real estate market and reduce the pressure on people to buy houses, many areas have adjusted the loan amount of the housing provident fund to stimulate the consumption of the real estate market by increasing the loan amount of the provident fund. So what is the latest policy of Henan Provident Fund in 2023? Let's get to know each other.

What is the new policy of Henan Provident Fund 2023?

According to the "Notice on Adjusting the Policy of Partial Use of Housing Provident Fund" issued by Henan Province, it meets the conditions of housing provident fund loans, and the maximum loan amount is adjusted from the original 800,000 yuan and 600,000 yuan to 6,543,800 yuan. For the first or second home, the deposit or unilateral deposit by both husband and wife does not affect the maximum loan amount. 202 1. 1.90 million yuan is in line with the Notice on Supporting Policies of Housing Provident Fund for High-level Talents in Provincial Units issued by the Provincial Center in 202610.30, and the maximum loan amount for high-level talents is adjusted to1.50 million yuan.

This means that in 2023, whether the husband and wife jointly pay or unilaterally pay, whether buying the first suite or the second suite, the maximum loan amount of Henan provident fund can reach 6,543,800 yuan, and the balance is sufficient. The increase in the amount of provident fund loans means that users do not need to face excessive down payment pressure when buying a house, which is conducive to stimulating consumption in the real estate market and further lowering the threshold for people to buy a house.