It is not cost-effective, because there is no ownership of the car, only the right to use it. After buying the car in full, it will be mortgaged, and the car will be mortgaged to the bank, which has the right to auction the car. Therefore, the owner only has the right to use the car and has no ownership, which is not cost-effective. When you use it in your daily life, you must buy it according to your actual situation. The use of cars can't keep up with the competition, which psychologically puts great economic pressure on yourself.

Second, can I go to the bank to make a mortgage loan after buying a car in full?

You'd better get a local credit card with real estate and use the money from the credit card to buy a car, so that the repayment interest will be less.

Third, if you buy a car in full first and then go out to find a bank mortgage, will it save a lot?

It's just a wrong number! The following is correct: first, apply for a car loan (direct passenger transport) at CCB with the car booking form, then take the car in full, and then charge the card back to CCB. Then CCB transfers the balance to any of your bank cards, which can last for 4 years, with a monthly interest rate of 3% 1, and you can repay in advance! good

4. What should I do if I buy a car in full, then go to the bank to mortgage the loan, and finally I can't get on the car and the bank takes it away and sells it? Is there no need to pay back the money?

I don't think it is necessary to return it. If you don't sell enough, the bank will let you recover the remaining principal.