According to the information provided, you borrowed 65,438+065,438+0 yuan from China Construction Bank in May 1965, with a loan term of 65,438+05 and a loan interest rate of 6.65,438+08%. You have paid the loan for 75 months, and the monthly repayment amount is 1, 238.29 yuan. Now you want to pay off the loan in one lump sum from February 2065438 to February 2008, and you want to know how much you need to pay back, including liquidated damages and other expenses.

The specific calculation is as follows:

1. Calculate residual principal:

According to the monthly repayment amount and repayment months, the remaining principal can be calculated so far. The monthly repayment amount is multiplied by the number of repayment months, minus the principal balance inquired by the personal bank (1055 19.29 yuan), and the remaining principal is 17, 186.438+0 yuan.

2. Calculate the residual interest:

According to the loan interest rate and the remaining principal, the interest so far can be calculated. The remaining principal is multiplied by the loan interest rate and then multiplied by the remaining repayment months, and the remaining interest is 6694.02 yuan.

3. Calculation of liquidated damages and other expenses:

According to the specific contract and the relevant regulations of China Construction Bank, it may be necessary to pay liquidated damages and other expenses to pay off the loan in one lump sum. These expenses may be related to your contract, remaining term, loan amount and loan interest rate. I suggest you consult the relevant person in charge of China Construction Bank to get the accurate figures.

Summary: According to the information provided, if you want to pay off the loan in one lump sum from 2065438 to February 2008, you need to pay the remaining principal 17, 186.75438+0 yuan, the remaining interest of 6694.02 yuan, and the liquidated damages agreed in the contract.

Extended data:

As one of the five state-owned commercial banks in China, China Construction Bank has a certain scale and experience in loan business. To pay off the loan in one lump sum, it is usually necessary to pay a certain amount of liquidated damages and other expenses according to the specific contract to make up for the interest loss and management cost of the bank.

Please note that the above calculation results and expenses are estimated only on the basis of the information provided and the overall assumptions, and the actual expenses may be different due to specific contract stipulations and relevant provisions. It is suggested that you consult the relevant person in charge of China Construction Bank for accurate cost calculation and repayment plan.