Generally, it takes about 1-2 days, generally not more than 2 days. If the speed is fast, it can be finished in one day.
One: Yixin car loan car purchase process
1. Visit the official website 2. Choose your favorite model 3. Choose your favorite loan product. Check the product details and apply for an order.
5. Check the order status. 6. Contact customer service in time if you have any questions (Lenovo Xiao Xin qq browser V 10.8.0).
Two: car loans need conditions are:
1. Have valid identification and full capacity for civil conduct; 2. Can provide a fixed and detailed address certificate; 3. Have a stable occupation and the ability to repay the loan principal and interest on schedule; 4. Personal social credit is good; 5. Holding a car purchase contract or agreement approved by the lender; 6. Other conditions stipulated by the Cooperation Organization.
3. Process of loan to buy a car: 1. Lead customers to choose cars at special dealers of banks and sign car purchase agreements or contracts; 2. The borrower applies to the loan bank for personal automobile mortgage; 3. Sign the contract with the consent of the investigation; 4. Go through the formalities of notarization and mortgage of automobiles; 5. The lender handles the loan; 6. After the loan is paid off, the lender cancels the pledge certificate and returns it to the customer.
Fourth, the repayment time of car loan deduction: the loan provided by auto financing institutions is not much different from this in terms of term. However, the loan interest rate of auto financing institutions is often higher. In addition, there is the form of credit card installment payment, which is also a very popular form of car loan at present. Bank car loans have a long term, which can generally reach 3-5 years.
Five: In fact, it takes a lot of time and energy in the process of handling loans. In order to control risks, banks usually spend a long time reviewing and require applicants to submit a lot of information. If you want to apply and don't bother, a bank loan is a good choice. Choose a bank loan to buy a car, the loan interest rate is moderate, and there are many kinds of cars to choose from. Sometimes banks can enjoy certain discounts when they cooperate with car dealership companies. However, it should be noted that although credit card installment does not charge interest, there is a handling fee. The higher the staging time, the higher the handling fee rate. Usually, the handling fee rate for more than one year will be the same as or slightly higher than the bank's consumer loan interest rate for the same period.
How did Yixin Car Loan get a loan from Weizhong Bank?
Weizhong Bank is a lending institution engaged in auto loans. The loan process is as follows:
1. Customers apply for loans, submit application materials, take photos of vehicles and complete vehicle information registration.
2. The staff of the new car loan will review the application materials and submit them to Weizhong Bank;
3. Lending after approval by Weizhong Bank;
4. The customer receives the loan, pays for the purchase of the vehicle, and completes the transaction of the new car loan business.
Yixin car loan application process? These four steps can be done!
With the advent of the Internet age, more and more people begin to handle affairs through the Internet, including borrowing money to buy a car through the Internet. Now, an online lending platform called "Yixin Car Loan" has attracted more and more attention. Many people are consulting the application process of Yixin car loan. Today, I will help you solve this problem.
Different from the traditional car loan of commercial banks, the application process of Yixin car loan only needs four steps. If it goes well, apply for a loan 1-3 days, and everyone can drive home.
Yixin automobile loan application process
1. Choose your favorite car through official website or mobile APP. Yixin car loan basically covers all car brands and models.
2. According to your actual situation and the suggestion of the account manager, choose the financial loan scheme that suits you.
Check your car loan order in detail to ensure that all the information is accurate. If you want to cancel the order, you can operate independently through Yixin car loan.
4. Wait until everyone receives the loan approval information. You can go to the garage and pick up the car directly.
Yixin car loan is divided into self-operated business and cooperative business. Different business application processes may be different, but the overall process is the above four steps. Generally speaking, it is more convenient than bank car loan.
How long does it take to get a car loan from Yixin? This speed is exciting!
Yixin car loan is paid off in advance. Accepting this condition is simple!
Is CreditEase's car loan the money that the bank gave CreditEase first?
No, go to the 4S shop.
CreditEase car loans are generally lent to 4S stores. The usual car loan process mainly includes: the loan applicant first lends to Pingcheng and submits relevant loan materials, and then waits for the platform to approve the loan. The borrower must provide detailed proof of address and proof of income issued by the work unit. If you can't prove your income, you need to provide a business license and a bank account for about three months. The applicant has good credit information in the bank, and the borrower has paid the down payment not less than the minimum down payment. So you can apply for a credit loan.
Is it online to apply for Yixin car loan?
No, it's offline.
1, CreditEase instructs customers to fill out the Financing Application Form and collect relevant application materials such as personal identity, income and financial resources.
2. CreditEase will push the loan intention to Minsheng Bank after completing the preliminary examination; Minsheng Bank sends short messages to customers to remind them to apply for loans through the official WeChat account channel of Minsheng Bank's direct bank. For new customers, guide them to complete the online opening of Minsheng electronic account, signing credit inquiry authorization statement and other processes.
3. CreditEase and Minsheng * * * both approved the financing application, and the customer may receive a phone call from the approver of CreditEase to confirm its financing application and verify relevant information.
4. After completing the examination and approval, the customer signed a financial lease contract and other agreement documents with CreditEase Financial Advisor offline, logged into the official account of WeChat WeChat, the direct bank of Minsheng Bank, and signed a loan contract with Minsheng Bank online.
5. The customer cooperates to complete the down payment, purchase vehicle insurance and other procedures, and CreditEase and Minsheng Bank complete the financing, and SMS reminds the customer of the loan information.
6. During the approval process and after lending, customers can log in to the official WeChat account of Minsheng Bank's direct selling bank to inquire about the progress of loan approval and the detailed information of loans.
(WeChat version 8.5.3)
● Is Yixin car loan reliable?
● More reliable. The company is real. As an Internet finance company, its shareholder background is Che Yi. Tencent and JD.COM. However, the social reputation is average in the speed of lending. Lending process of Yixin car loan: individuals apply for loans to the platform, submit loan information, and can lend money after the platform approves. The borrower shall provide detailed proof of address and proof of income issued by the work unit. If you can't prove your income, you need to provide a business license and a bank account for about three months. The applicant has good credit information in the bank, and the borrower has paid the down payment not less than the minimum down payment. So you can apply for a credit loan. If the borrower can find a local guarantee company that meets the guarantee qualification to guarantee himself, he can also apply for a secured loan to buy a car. CreditEase Finance is the leading Internet auto finance technology platform in China, which was established on August 20 14. Easy Car is an internet auto finance platform in China, with an investment of more than $6 billion from Easy Car, Tencent, JD.COM and Baidu.