Provident fund is a special fund for people to buy a house, so many people choose to pay provident fund, so can they borrow money by paying provident fund? Today, Bian Xiao will answer your questions. Friends who want to know may wish to see with Bian Xiao what conditions need to be met when applying for provident fund loans!
1. Can I get a loan by paying the provident fund?
You can apply for a provident fund loan to buy a house if you remit it into the provident fund, but the institution and method of remittance should comply with the regulations of the local provident fund management center. According to the introduction of relevant laws and regulations, only local talent centers can open accounts and remit provident fund for employees who work and file here, and it is illegal for other institutions to do so.
2. What are the requirements for applying for provident fund loans?
1. Applicants who apply for provident fund loans and those who participate in provident fund loans should pay the housing provident fund in full and on time in the first half of the month of application, excluding 6 months, and they are in a normal deposit state at the time of application.
2, apply for provident fund loans and * * * with the applicant, have not used provident fund loans in this city, or have paid off the provident fund loans; Parents are the same applicant, and both parents have not applied for housing provident fund loans in this city, or have paid off the provident fund loans, they can apply for provident fund loans.
3. I and the applicant applying for provident fund loan should have the ability to repay the principal and interest of the loan, and their personal credit status should be good.
4. Apply for provident fund loan. I have paid the down payment for the house purchase as required.
5. To apply for provident fund loans, I shall provide the guarantee certificate that meets the requirements of these Provisions.
6. Applying for a loan shall meet the requirements of relevant management policies of the national, provincial and municipal real estate market.
7. Other conditions stipulated by the local provident fund management committee shall be met.
Bian Xiao concluded: The above is what Bian Xiao shared for you: Can you pay the provident fund loan? What are the requirements for applying for the provident fund loan? I believe after reading the above sharing, you will have a corresponding understanding. If you need more information, please continue to pay attention to Qijia. Com website, Bian Xiao will answer them one by one.
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