1. If the lending institution or bank fails to perform the court judgment after winning the court lawsuit, it will apply to the court for enforcement.
2. When accepting law enforcement, the court made inquiries about real estate, vehicles, securities and deposits according to law.
3. If the lender has no property that can execute or refuses to execute the effective judgment of the court, there are negative materials such as overdue repayment, high consumption, restricted entry and exit recorded in the personal credit report, and may even be detained by the judicial authorities.
4. If it is possible to refuse to execute, it is suspected of refusing to execute the judgment or ruling.
5. Risk control first depends on the mortgage loan ratio, that is, the value of mortgage price/market price, which is generally 30%-40%; Secondly, check the setting of warning line and terminal line, which are generally 1.5 times and 1.2 times the mortgage price.
China DADI property insurance co., ltd (hereinafter referred to as "DADI insurance") has obtained the business qualification of personal loan guarantee insurance. 2065438+On March 23rd, 2005, Dida Insurance formally established the Personal Loan Protection Department (hereinafter referred to as the Personal Loan Insurance Department).
Relying on strong capital strength, professional management and extensive brand influence, China Dida Insurance and its parent company, China Reinsurance Group, and personal loan insurance force have rapidly expanded their system and business scale, which has promoted the healthy and orderly development of the company's personal loan guarantee business (hereinafter referred to as "China Dida Insurer Loan Guarantee Insurance+Capital Channel Loan") and "Personal loan insurance business". By the end of 20 18, "China Dali Insurance" and "China Dida Insurance" had been promoted and sold in other provinces and regions except Hongkong, Macau, Taiwan Province and Tibet.
The personal loan insurance department always adheres to the core values of "compliance, honesty, efficiency", "risk control first, innovation and development, and scale expansion", actively practices the social responsibility and social value of "realizing the dream creation of the public" and provides convenient, fast, safe and formal insurance channels for the public.